Payments

Recognizing the importance of electronic payment security, Viva Wallet (Viva Υπηρεσίες Πληρωμών Μονοπρόσωπη Α.Ε.) is a licensed Electronic Money Institution by the Bank of Greece. It securely manages card payment transaction data in accordance with the regulatory framework of the card transaction security management standard. Viva Wallet is certified according to the Payment Card Industry Data Security Standard (PCI DSS Level 1). All Viva Wallet services are conducted through secure connections using encryption protocols such as TLS 1.2 (with 128-bit SSL/EV SSL encryption). Viva Wallet also supports the use of the 3D Secure service, an additional security layer for Visa, Mastercard, and other cards, where the payer is required to perform strong authentication (e.g., by using a one-time password or biometric data) to successfully complete the transaction. Furthermore, Viva Wallet utilizes technologies such as card data tokenization and artificial intelligence algorithms for fraud detection and prevention.